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Kasasa Saver

Saving made easy!! By qualifying on your Kasasa Cash or Kasasa Cash Back Checking, your rewards are automatically swept into your Kasasa Saver. You just keep doing what you normally do and the saving is done for you!

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 0.50% APY* on balances up to $25,000
    • 0.25% APY* on balances over $25,000
    • 0.10% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • eStatments are a condition of this account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • $50 minimum deposit to open

It's easy to qualify.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry.

Your account is still free. You'll also still earn our base interest rate on Kasasa Saver— and you can get right back to earning your full rewards the very next cycle that you qualify.

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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Kasasa Cash Back or Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000 receive APY of 0.50%, and balances over $25,000 earn 0.25% APY on the portion of balance over $25,000, resulting in a range from 0.50% to 0.25% APY depending on the account’s balance. Kasasa Cash Back: 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.10% APY. Kasasa Cash Back: No cash back payments are made. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 2.02%, and balances over $10,000 earn 0.25% APY on the portion of balance over $10,000, resulting in a non-compounding range from 2.02% to 0.25% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.10% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 05/22/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements, and log-ons are conditions of these accounts. Limit 1 account per social security number / individual taxpayer identification number. A Kasasa Cash/Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open, close, or maintain this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.