Personal Saving/Investment Accounts
Saving for the future is an important part of your personal finances. Whether you are looking for the convenience of a savings account or the attractive terms of a CD or IRA, HomePride Bank has an account that fits your needs. We also offer the convenience and security of our online, mobile, and text banking services. All of our E-Banking options come at no cost to you.
Statement Savings Account (b) (d) (f)
Whether you are saving for a rainy day or for a little something extra, a HomePride Statement Savings Account is a great way to start.
- $100 minimum deposit to open an account
- No statement service charge when you maintain a $100 average daily collected balance for the statement period
- Competitive interest rate
- Interest compounded and credited to the account quarterly
- Optional E-Statement
Christmas Club Account (e) (d)
Set a holiday spending budget and start saving with our interest bearing HomePride Christmas Club Account.
- $25.00 minimum deposit to open an account
- Competitive interest rate
- Account matures on November 1
- At maturity, deposits and accrued interest paid by check.
Money Market Deposit Account (b) (d) (f)
Want to enjoy low risk returns and convenience? A HomePride Money Market Deposit Account allows you to earn interest at a competitive rate without the inconvenience of tying up your funds.
- $2,500 minimum deposit to open an account
- No statement service charge if you maintain a $1,000 average daily collected balance for the statement period
- Competitive interest rate tiered to your account balance
- Interest compounded and credited to the account monthly
- Optional E-Statement
Certificate of Deposit (a) (c)
A HomePride Certificate of Deposit (CD) is a limited-term account for those seeking to grow money at competitive rates. Funds are placed in an account for a specified time and interest rate.
- $1,000 minimum deposit to open 91-day or 182-day Certificate of Deposit
- $500 minimum deposit to open 12-60 month Certificate of Deposit
- Competitive interest rate
- Interest compounded quarterly; three payment options.
Individual Retirement Account (a) (c)
A HomePride Individual Retirement Account (IRA), is a safe and secure way to invest today and help secure your future. We offer tax-deferred Traditional IRAs and after tax Roth IRAs.
- $500 minimum deposit to open an IRA account
- 12-60 month maturity options
- Competitive interest rate
- Interest compounded quarterly
- A penalty may be imposed for early withdrawal.
- Interest rates and subsequent annual percentage yields are subject to change daily without notice
- Interest is calculated using the Daily Balance Method. This method applies a daily periodic rate to the principal in the account each day.
- Interest and /or Service Charges are calculated using the Average Daily Collected Balance Method. This method adds the collected principal balance in the account for each day of the period and divides that figure by the number of days in the period.
- All interest is forfeited for early withdrawal.
- Activity fees may be imposed; transfer/withdrawal limits apply.
Click here for current rates (link) or call your local HomePride Bank