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Interest Rates

Competitive Rates for Your Financial Growth with HomePride Bank

At HomePride Bank, we believe in offering our customers the best possible rates to help their money grow. Our competitive deposit account rates are designed to maximize your earnings and provide you with the financial flexibility you need to achieve your goals.

Interest Rate Schedules

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Yield
NOW Account - Personal b $500.00 $500.00 d $0 - $2,499.99 = 0.15%
$2,500.00 & up = 0.25%
NOW Account - Business b $500.00 $500.00 d $0 - $2,499.99 = 0.15%
$2,500.00 & up = 0.25%
KASASA Cash b $50.00
Portion of balance up to $10,000.00 5.38%

Portion of balance over $10,000.00  5.25%
Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Money Market Deposit b f $2,500.00 $2,500.00 d $0 - $24,999.99 = 0.25%
$25,000.00 & up = 0.30%		 $0 - $24,999.99 = 0.25%
$25,000.00 & up = 0.30%
Statement Savings Account b f $100.00 $100.00 d 0.25% 0.25%
KASASA Saver b f $50.00
$0 - $25,000.00 = 0.50%

$25,000.00 & up = 0.25%		 0.50%

0.50% to 0.25%
Christmas Club Account e $25.00 $25.00 d 3.00% 3.00%
Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
91 Days Money Market Certificate of Deposit a $1000.00 $1000.00 c 0.75% 0.75%
182 Day Money Market Certificate of Deposit a $1000.00 $1000.00 c 1.00% 1.000%
12 Month Certificate of Deposit a $500.00 $500.00 c 4.05% 4.12%
18 Month Certificate of Deposit a $500.00 $500.00 c 2.25% 2.27%
24 Month Certificate of Deposit a $500.00 $500.00 c 2.25% 2.27%
36 Month Certificate of Deposit a $500.00 $500.00 c 2.25% 2.27%
48 Month Certificate of Deposit a $500.00 $500.00 c 2.25% 2.27%
60 Month Certificate of Deposit a $500.00 $500.00 c 2.25% 2.27%
Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Individual Retirement Account (IRA) 12-month a $500.00 $500.00 c 4.05% 4.11%






Loan Product Rates

At HomePride Bank, we understand that each borrower's financial situation is unique. Our commitment to providing personalized service means we don't publish a one-size-fits-all list of interest rates for our loan products on our website. Instead, we take into account various factors such as credit score, income, loan amount, and term length to determine the most appropriate interest rate for each individual application. This tailored approach allows us to offer competitive rates that accurately reflect your specific circumstances and financial goals.

We encourage you to speak with one of our experienced loan officers who can provide you with a customized quote based on your individual profile and help you find the best loan solution for your needs.





  1. A penalty may be imposed for early withdrawal.
  2. Interest rates and subsequent annual percentage yields are subject to change daily without notice.
  3. Interest is calculated using the Daily Balance Method. This method applies a daily periodic rate to the principal in the account each day.
  4. Interest and /or Service Charges are calculated using the Average Daily Balance Method. This method adds the collected principal balance in the account for each day of the period and divides that figure by the number of days in the period.
  5. All interest is forfeited for early withdrawal.
  6. Activity fees may be imposed; transfer/withdrawal limitations apply.

Note: Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of July 6, 2023.

For additional information, call 855-447-2265 or visit the branch nearest you.


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