Report of Condition (comparative)
| Assets | 12/31/2024 | 12/31/2025 |
|---|---|---|
| Cash and balances due from depository institutions: | ||
| Noninterest-bearing balances and currency and coin | 979,000 | 1,260,000 |
| Interest bearing balances | 6,472,000 | 14,963,000 |
| Securities | ||
| Held-to-maturity securities | 0 | 0 |
| Available-for-sale debt securities | 6,534,000 | 6,442,000 |
| Equity securities with readily determinable fair value not held for trading | 0 | 0 |
| Federal funds sold and securities purchased under agreements to resell | ||
| Federal funds sold | 1,120,000 | 907,000 |
| Securities purchased under agreements to resell | 0 | 0 |
| Loans and lease financing receivables: | ||
| Loans and leases held for sale | 0 | 0 |
| Loans and leases held for investment | 98,462,000 | 95,736,000 |
| LESS: Allowance for credit losses on loans and leases | 1,222,000 | 1,202,000 |
| Loans and leases held for investment, net of allowance | 97,240,000 | 94,534,000 |
| Trading assets | 0 | 0 |
| Premises and fixed assets (including right-of-use assets) | 2,736,000 | 2,749,000 |
| Other real estate owned | 0 | 0 |
| Investments in unconsolidated subsidiaries and associated companies | 0 | 0 |
| Direct and indirect investments in real estate ventures | 0 | 0 |
| Intangible assets | 0 | 0 |
| Other assets | 3,861,000 | 3,552,000 |
| Total assets | 118,942,000 | 124,407,000 |
| Liabilities | 12/31/2024 | 12/31/2023 |
|---|---|---|
| Deposits | ||
| In domestic offices | 101,266,000 | 110,425,000 |
| Noninterest bearing | 29,845,000 | 30,082,000 |
| Interest bearing | 71,421,000 | 80,343,000 |
| Federal funds purchased and securities sold under agreements to repurchase: | ||
| Federal funds purchased | 0 | 0 |
| Securities sold under agreements to repurchase | 0 | 0 |
| Trading liabilities | 0 | 0 |
| Other borrowed money (including mortgage indebtedness) | 5,500,000 | 1,000,000 |
| Subordinated notes and debentures | 0 | 0 |
| Other liabilities | 588,000 | 497,000 |
| Total liabilities | 107,354,000 | 111,922,000 |
| Equity Capital | 12/31/2024 | 12/31/2023 |
|---|---|---|
| Perpetual preferred stock and related surplus | 0 | 0 |
| Common stock | 152,000 | 152,000 |
| Surplus (exclude all surplus related to preferred stock) | 3,597,000 | 3,597,000 |
| Retained earnings | 8,229,000 | 8,923,000 |
| Accumulated other comprehensive income | -390,000 | -187,000 |
| Other equity capital components | 0 | 0 |
| Total bank equity capital | 11,588,000 | 12,485,000 |
| Noncontrolling (minority) interests in consolidated subsidiaries | 0 | 0 |
| Total equity capital | 11,588,000 | 12,485,000 |
| Total liabilities and equity capital | 118,942,000 | 124,407,000 |